Terry Zhou
The Latest
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New Real Estate Rules Shake Up Home Buying: Buyers May Now Shoulder Agent Commissions
The landscape of home buying and selling in the U.S. is poised for a significant shift as new rules governing real estate transactions take effect this Saturday. These changes, which are expected to have widespread implications, particularly impact how real estate agents are compensated, potentially altering the financial responsibilities for both buyers and sellers in the housing market. 
The landscape of home buying and selling in the U.S. is poised for a significant shift as new rules governing real estate transactions take effect this Saturday. These changes, which are expected to have widespread implications, particularly impact how real estate agents are compensated, potentially altering the financial responsibilities for both buyers and sellers in the housing market. -
Massive Data Breach Potentially Exposes Every American's Social Security Number, Sparking Fears of Identity Theft Surge
A potentially catastrophic data breach has surfaced, with hackers claiming to have stolen the Social Security numbers and personal information of nearly every American. The alarming revelation came to light through a class-action lawsuit filed in federal court in Fort Lauderdale, Florida, alleging that a hacking group known as USDoD has exfiltrated nearly three billion personal records from National Public Data (NPD), a company that provides background checks for employers, private investigators, and other businesses. 
A potentially catastrophic data breach has surfaced, with hackers claiming to have stolen the Social Security numbers and personal information of nearly every American. The alarming revelation came to light through a class-action lawsuit filed in federal court in Fort Lauderdale, Florida, alleging that a hacking group known as USDoD has exfiltrated nearly three billion personal records from National Public Data (NPD), a company that provides background checks for employers, private investigators, and other businesses. -
Medicare Negotiates Lower Prices on Top 10 Costliest Drugs, Potentially Saving Seniors Billions
The Biden administration announced a significant breakthrough on Thursday, revealing that it had successfully negotiated lower prices for 10 of the costliest prescription drugs covered by Medicare. This unprecedented move marks the first time the federal government has directly negotiated drug prices, a development made possible by the Inflation Reduction Act passed in 2022. The negotiated prices, which will take effect in 2026, are expected to provide substantial financial relief to millions of older Americans who have struggled with the high cost of their medications. 
The Biden administration announced a significant breakthrough on Thursday, revealing that it had successfully negotiated lower prices for 10 of the costliest prescription drugs covered by Medicare. This unprecedented move marks the first time the federal government has directly negotiated drug prices, a development made possible by the Inflation Reduction Act passed in 2022. The negotiated prices, which will take effect in 2026, are expected to provide substantial financial relief to millions of older Americans who have struggled with the high cost of their medications. -
New York’s First Mask Ban Enacted in Nassau County, Raising Concerns Over Rights and Safety
Nassau County, New York, has become the first jurisdiction in the United States to pass a law banning the use of face masks in public spaces, a move that has ignited a heated debate over public safety, civil liberties, and the potential for discriminatory enforcement. The new legislation, known as the Mask Transparency Act, was signed into law on Wednesday by Nassau County Executive Bruce Blakeman, a Republican, who framed the measure as a necessary tool to combat crime and enhance public safety. 
Nassau County, New York, has become the first jurisdiction in the United States to pass a law banning the use of face masks in public spaces, a move that has ignited a heated debate over public safety, civil liberties, and the potential for discriminatory enforcement. The new legislation, known as the Mask Transparency Act, was signed into law on Wednesday by Nassau County Executive Bruce Blakeman, a Republican, who framed the measure as a necessary tool to combat crime and enhance public safety. -
L.A.'s Deadly Fault Rivaling San Andreas Triggers Quake Concerns Amid Growing Seismic Activity
The recent 4.4-magnitude earthquake that struck just northeast of downtown Los Angeles serves as a stark reminder of the ever-present seismic threats facing Southern California. While the quake itself caused no major damage, seismologists warn that it occurred along a section of the Puente Hills thrust fault system-an underground fault that experts have long feared could trigger a catastrophic event in the heart of Los Angeles. 
The recent 4.4-magnitude earthquake that struck just northeast of downtown Los Angeles serves as a stark reminder of the ever-present seismic threats facing Southern California. While the quake itself caused no major damage, seismologists warn that it occurred along a section of the Puente Hills thrust fault system-an underground fault that experts have long feared could trigger a catastrophic event in the heart of Los Angeles. -
DEA Seizes Record 2,300 Pounds of Meth Concealed in Celery at Georgia Market
Federal agents seized over 2,300 pounds of methamphetamine concealed in a shipment of celery at a farmers market in Georgia. The discovery, described as one of the largest seizures of its kind, highlights the increasingly sophisticated methods used by smugglers to transport illegal substances across borders. 
Federal agents seized over 2,300 pounds of methamphetamine concealed in a shipment of celery at a farmers market in Georgia. The discovery, described as one of the largest seizures of its kind, highlights the increasingly sophisticated methods used by smugglers to transport illegal substances across borders. -
4.4-Magnitude Earthquake Shakes Los Angeles, Residents Urged to Stay Prepared
Los Angeles experienced a magnitude 4.4 earthquake on Monday, shaking buildings and rattling nerves across Southern California. The U.S. Geological Survey (USGS) initially reported the quake at 12:20 p.m. PT with an intensity of 4.7, but it was later revised down to 4.4. The shallow quake, centered in Highland Park, was only 7.5 miles deep, contributing to its widespread impact across the densely populated region. 
Los Angeles experienced a magnitude 4.4 earthquake on Monday, shaking buildings and rattling nerves across Southern California. The U.S. Geological Survey (USGS) initially reported the quake at 12:20 p.m. PT with an intensity of 4.7, but it was later revised down to 4.4. The shallow quake, centered in Highland Park, was only 7.5 miles deep, contributing to its widespread impact across the densely populated region. -
Storm Debby Unleashes Torrential Rain, Tornadoes Across Northeast: 7 Dead, Millions at Risk
The remnants of Storm Debby are wreaking havoc across the Mid-Atlantic and Northeast, bringing with it torrential rains, severe flooding, and the looming threat of tornadoes. As the storm barrels through the region, millions of residents are under threat, with flood warnings and watches stretching from the Carolinas to New England. The National Weather Service warned early Friday that some areas could see between 15 to 25 inches of rainfall, enough to cause "considerable to locally catastrophic flooding impacts." 
The remnants of Storm Debby are wreaking havoc across the Mid-Atlantic and Northeast, bringing with it torrential rains, severe flooding, and the looming threat of tornadoes. As the storm barrels through the region, millions of residents are under threat, with flood warnings and watches stretching from the Carolinas to New England. The National Weather Service warned early Friday that some areas could see between 15 to 25 inches of rainfall, enough to cause "considerable to locally catastrophic flooding impacts." -
New York Rolls Out Extra Child Tax Credit Checks to Residents
New York state has initiated the distribution of extra child tax credit checks, a move that is set to benefit many families across the state. The initiative is part of a broader effort to provide financial relief to families with children under 17. Funded by $350 million allocated in this year's state budget, these checks aim to ease the burden of childcare expenses for eligible families. 
New York state has initiated the distribution of extra child tax credit checks, a move that is set to benefit many families across the state. The initiative is part of a broader effort to provide financial relief to families with children under 17. Funded by $350 million allocated in this year's state budget, these checks aim to ease the burden of childcare expenses for eligible families. -
Magnitude 5.2 Earthquake Shakes Southern California, Prompting Earthquake Mode in Los Angeles
A magnitude 5.2 earthquake struck southern California near Bakersfield on Tuesday night, shaking a broad swath of the region and prompting the Los Angeles Fire Department to activate its "earthquake mode." The tremor, which occurred around 9 p.m. PDT, originated at a depth of six miles, approximately 19 miles south of Bakersfield and 89 miles north of downtown Los Angeles, according to the U.S. Geological Survey (USGS). 
A magnitude 5.2 earthquake struck southern California near Bakersfield on Tuesday night, shaking a broad swath of the region and prompting the Los Angeles Fire Department to activate its "earthquake mode." The tremor, which occurred around 9 p.m. PDT, originated at a depth of six miles, approximately 19 miles south of Bakersfield and 89 miles north of downtown Los Angeles, according to the U.S. Geological Survey (USGS).
