An Apple Card Titanium holder recently claimed to be a victim of a fraudulent charge coming from a clone of his Apple Card. This incident is a good reminder that despite the security features and absence of printed security numbers, the physical Apple Card is still vulnerable to cloning and skimming, just like any other debit or credit card. Another reader, according to 9t05mac, is also claiming a fraud issue with Apple Card, which leads us to question the security of this revolutionary card from the Cupertino-based tech giant.
Larry, a reader of 9to5mac shared recently that he had to deal with a fraudulent Apple Card charge that took place in Chicago even though he lives on the West Coast. In the previous case, the most likely explanation is that the details of the titanium Apple Card were cloned or skimmed by a thief. With the most recent one, however, the victim claimed that he has only used his card on Apple Pay and has never used the physical card, making the theory on cloning or skimming out of the equation.
Hackers trying to intercept details of the Apple Card during an Apple Pay transaction is still unheard of, and despite them having the details, Apple utilizes a unique security code for every transaction, deeming it useless for future transactions. According to 9to5mac, the best explanation for the latest Apple Card case could be due to a bad actor at Goldman Sachs or probably Apple selling Apple Card details to customers and allowing them to make their own Apple Cards. According to Larry, when he contacted Apple Support for his issue, the representative was confused and has not given him any answers.
Apple Card is the latest credit card made by Goldman Sachs and was primarily designed to be utilized with Apple Pay on various Apple devices like iPhone, Mac, Apple Watch, and iPad. According to Apple, the card was made on all the things that the company stands for, such as transparency, privacy, and simplicity. The card is founded on ease and security that people love about Apple Pay.
However, with the recent incidents of fraud and skimming, it seems that the Apple Card defeats the primary purpose that it was made for in the first place. These incidents are just a couple of instances, but there may be more out there experiencing from fraudulent billing or victims of cloning or skimming that we have not yet heard of or have not yet shared their unfortunate experience. And, we are hoping that Apple could address this issue as soon as possible.
